Comprehensive Cargo Insurance from China

Institute Cargo Clauses (A) · Full 110% CIF All-Risks Protection

Comprehensive Cargo Insurance & Risk Protection

We offer comprehensive cargo insurance solutions across air, sea, rail, and other transport modes. Collaborating with trusted insurance partners, we provide broad coverage, door-to-door protection, and competitive compensation options in the event of loss or damage. At Prime Freight Net, we recognize the vital importance of securing your cargo throughout its journey, mitigating logistical risks and guaranteeing operational continuity with efficient claims processing worldwide.

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Risk Management Safeguards

110% CIF Full Valuation: Covers true invoice value, freight costs, and expected gross margin without deductibles.
General Average Protection: Automatic security deposit guarantees to release bonded cargo instantly.
Warehouse-to-Warehouse: Seamless cover including factory pickup, port storage, and final trucking.
Expedited Claims Desk: English claim assistance with worldwide survey networks across 180+ countries.

Questions about policy coverage or deductibles? +86-18928445749

110% CIF Insured Commercial Valuation

0 General Average Out-of-Pocket Liability

180+ Countries with Certified Local Surveyors

24–48h Electronic Policy & Certificate Issuance

PRIMARY POLICY OPTIONS

Dedicated Marine & Multimodal Freight Insurance

Designed to shield your commercial assets from heavy weather, container damage, theft, and carrier liability gaps.

Ocean & Vessel

Marine Cargo Insurance

We provide reliable marine cargo insurance that offers extensive coverage for ocean shipments at highly competitive premiums. Our insurance solutions balance outstanding cost-efficiency with wide-ranging risk protection across the entire maritime transport chain. By choosing our marine insurance services, you gain secure, economical protection that lowers risk exposure and helps guarantee the safe arrival of your cargo by sea.

Protection against heavy seas, vessel stranding, sinking, and container wash overboard
Full coverage for General Average (GA) salvage and emergency towage contributions
Applicable to FCL full containers, LCL shared groupage, and breakbulk project cargo

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Freight Insurance Across Air and Land Transport

Air & Rail Intermodal

Freight Insurance (Air, Rail & Multimodal)

We deliver comprehensive freight insurance solutions to safeguard your goods throughout the entire transportation journey. Whether shipped by air, sea, or land, our adaptable insurance plans cover potential loss or damage at every step. Backed by reputable insurance partners, we provide substantial compensation options to guarantee complete cargo protection. By selecting our services, you collaborate with a dependable logistics provider dedicated to ensuring the highest level of security for your shipments.

Air cargo coverage against airport ramp damage, turbulence, and transit theft
Eurasian rail freight coverage against derailment, switching impact, and border delays
Seamless road trucking connection from supplier factories to destination warehouses

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POLICY COMPARISON

Institute Cargo Clauses (ICC) Coverage Matrix

Compare standard coverage options against legal carrier liability limits to identify and close risk gaps.

Insured Risk / Peril	ICC (A) All-Risks Policy	ICC (B) Intermediate	ICC (C) Minimum	Standard Carrier Liability
General Average & Salvage Charges	Covered (100% Guaranteed)	Covered	Covered	Excluded (Cash Deposit Required)
Vessel Sinking, Stranding & Overturn	Covered	Covered	Covered	Excluded by Maritime Act of God
Theft, Pilferage & Non-Delivery	Covered	Excluded	Excluded	Capped at $500 / Package
Water Ingress (Sea, Lake or River Water)	Covered	Covered	Excluded	Excluded
Loading / Unloading Rough Handling	Covered	Excluded	Excluded	Shipper fault claimed

SERVICE ASSURANCE

Why Insure Your Freight Through Prime Freight Net

Combining competitive bulk corporate rates with professional claims facilitation and instant policy delivery.

TRANSPARENT PRICING

Transparent bulk corporate rates starting from 0.15% to 0.3% of cargo value with zero hidden policy deductibles for general trade commodities.

WAREHOUSE-TO-WAREHOUSE

Continuous protection beginning at the supplier's packing door, across all intermediate container freight stations, through to final delivery.

INSTANT POLICY ISSUANCE

Official insurance certificates generated and transmitted electronically alongside your Ocean or Air Waybills before departure.

DEDICATED CLAIMS DESK

Our bilingual claims coordinators handle all correspondence, adjusters, and survey scheduling to expedite your compensation turnaround.

EASY PAYMENT METHODS

Consolidated billing alongside your international freight invoices. Support for bank wires (USD, EUR, GBP, RMB) and major credit cards.

4-STEP WORKFLOW

How to Secure All-Risks Insurance for Your Shipment

Submit Commercial Invoice

Provide commodity description, commercial invoice value, and port pairs for instant premium calculation.

Clause & Coverage Selection

Select tailored ICC (A) All-Risks or specific machinery policies aligned with your transport mode.

Certificate Issuance

Official policy certificate issued by top underwriters (PICC, Ping An, Allianz) before vessel loading.

Protected Global Transit

Complete financial peace of mind from supplier pickup through destination unloading and final tally.

FREQUENTLY ASKED QUESTIONS

Frequently Asked Questions About Cargo Insurance

Why is carrier liability insurance insufficient for international freight from China?

Standard carrier liability is strictly capped by international conventions: ocean freight under COGSA/Hague-Visby is limited to $500 per package (or 2 SDR/kg), and air freight under the Montreal Convention is capped at roughly 22 SDR/kg. Furthermore, carriers are legally exempt from acts of God, maritime perils, and General Average. Dedicated All-Risks cargo insurance covers 100% to 110% of true commercial invoice value without liability caps.

What is the standard valuation formula for cargo insurance policies?

Standard international practice under Incoterms rules uses: Insured Value = (Commercial Invoice Value + International Freight Cost) x 110% (CIF Value x 1.1). The additional 10% ensures reimbursement for expected commercial profit and unforeseen landed costs.

How does cargo insurance protect against General Average (GA) declarations?

If a shipmaster declares General Average following a maritime emergency (e.g. fire, grounding, or storm salvage), all cargo owners are legally obliged to contribute cash deposits before containers can be discharged. Our primary insurance underwriters issue immediate average guarantees to secure release of your goods without out-of-pocket cash drain.

When does door-to-door cargo insurance coverage begin and terminate?

Under the Institute Cargo Clauses Warehouse-to-Warehouse clause, coverage attaches immediately when goods leave the supplier's warehouse in China, continues during road drayage, port storage, maritime/air transit, customs clearance, and terminates upon delivery at the buyer's destination warehouse or within 60 days of ocean vessel discharge.

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Connect directly with our dedicated cargo risk management desk. Receive tailored premium schedules, policy terms, and certificate previews within 1 business hour.

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